Drawing on his personal experience and years as a pastor, public policy maker, and community leader, DeForest "Buster" Soaries, Jr. shares the twelve steps to achieving financial freedom in this groundbreaking, life-changing book — Say Yes to No Debt.

The principles that dfree ^® promotes are very simple: No debt: Pay as we go use cash and debit cards rather than credit cards. Live without debt. No delinquencies: Pay bills on time avoid late payments and late fees. No deficits: Live below our means spend less than we earn. According to Dr. Soaries: These three principles translate into financial wellness and the money we find creates a path toward wealth creation. The results of the dfree^® lifestyle will actually surprise you! I never learned to manage money. What I did learn was to manage my life and then use money to reach my goals. That is what this workbook is designed to help you accomplish also.

Using personal and biblical stories and verses, Meditations for Financial Freedom (Vol. 1) is the first installment of a twelve-part series aimed at helping people who are attempting to attain and maintain financial freedom.

This book offers daily meditations that inform and inspire - make you laugh and make you cry - with reflections that walk through the books of The Bible and highlight concepts that address financial issues including saving, investing, retirement, employment, entrepreneurship and a myriad of subjects relevant to personal finance.

Each day's meditation offers the reader an opportunity to consider one financial challenge and encounter a brief thought or prayer related to each idea. Use this book for 7 minutes a day for reflection and financial guidance from a biblical context.

Using personal and Biblical stories and verses, Meditations for Financial Freedom (Vol. 2) is the second installment of a twelve-part series aimed at helping people who are attempting to attain and maintain financial freedom. This book offers daily meditations that inform and inspire - make you laugh and make you cry - with reflections that walk through the books of The Bible and highlight concepts that address financial issues including saving, investing, retirement, employment, entrepreneurship and a myriad of subjects relevant to personal finance.

Each day's meditation offers the reader an opportunity to consider one financial challenge and encounter a brief thought or prayer related to each idea. Use this book for 7 minutes a day for reflection and financial guidance from a Biblical context.

Using personal and Biblical stories and verses, Meditations for Financial Freedom (Vol. 3) is the third installment of a twelve-part series aimed at helping people who are attempting to attain and maintain financial freedom.

This book offers daily meditations that inform and inspire - make you laugh and make you cry - with reflections that walk through the books of The Bible and highlight concepts that address financial issues including saving, investing, retirement, employment, entrepreneurship and a myriad of subjects relevant to personal finance.

Each day's meditation offers the reader an opportunity to consider one financial challenge and encounter a brief thought or prayer related to each idea. Use this book for 7 minutes a day for reflection and financial guidance from a Biblical context.