Whenever I start anything, I always want to start at the beginning.

“A mind is a terrible thing to waste…” is a phrase coined by Arthur Allen Fletcher, former head of the United Negro College Fund

Both of my grandmothers always had money. My father’s mother was a seamstress with six children whose husband was confined to a wheelchair after a stroke.

As a continuation of yesterday’s exercise where we listed our incomes and started to think of new ways we can generate additional incomes, today, we will begin creating a list of all of our expenses.

Statistics show that Americans have 1.5 billion credit cards.

40% of American households spend more than they earn (Federal Reserve Bank)

Anyone who takes their work seriously select the right tools to enhance their performance no matter how major or menial the task.

There exist unlimited resources that offer advice and instruction on strategies for success.

When I graduated from high school, my family bought me a used car that I planned to take to college.

The earlier in life you can start saving, the more time you’ll have to take advantage of the power of compounding interest.

Everyone possesses something that can be exchanged for something of value.

A basic method you can use to start paying off debt is called the debt snowball method which is as follows:

A member of my team shared with me her recent experience with subscriptions.

Time.com published in a June 2021 article that over 14 million American adults are unbanked or under-banked according to a survey by the FDIC.

Trying to determine what investments to make and what retirement accounts you need all by yourself can be complicated

I once saw a commercial about saving for retirement…

Thank God my father had life insurance and mortgage insurance.

We may be surprised that we are living longer than many of our grandparents…

As we begin to wind down, I urge you to take action on all that we have experienced these past few days to jumpstart your finances in 2022.

There is the need to start thinking of how you can help others gain the knowledge you have obtained.

We have spent the last 20 days learning and doing something different about our finances every day. That is worth celebrating!

In just three short weeks, we have prayed and made a reading list, committed to saving and paying off debt…