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News

Should I pay credit card debt that has been written off?

While creditors write off debt as a loss on their balance sheets, they typically don’t forgive it. The debt remains yours to pay, and it will likely be sold to a collection agency, which can lead to further damage to your credit score.
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Why States With No Income Tax Aren’t as Affordable as They Seem

If a state doesn’t charge income tax, it must find revenues elsewhere.
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Once you hit this credit score ‘you’re good’—how to get even better

The average American credit score is 716, according to FICO. You’ll need to get into the mid 750’s to score the most attractive offers, credit experts say.
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A new rent-versus-buy calculator

It is the biggest financial decision for many younger adults: Should I rent a home or buy one? The decision is especially difficult these days, with both interest rates and rents having risen in the past few years.
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Some of the rules that protect wealthy savers’ bank deposits just changed. Here’s what to know

If you have more than $250,000 in deposits at a bank, you may want to check that all of your money is insured by the federal government. The Federal Insurance Deposit Corporation, or FDIC, implemented new requirements for deposit insurance for trust accounts starting April 1.
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I’m a Financial Expert: 6 Misconceptions People Have About Their Credit Scores

Some aspects of money management can get confusing at times, and one area that many people struggle with is building credit.
Read More
WHO WE ARE
  • History
    • Mission & Vision
    • Leadership
    • Partners
    • Filings
  • Contact us
  • Privacy Policy
  • Terms & Conditions
WHAT WE DO
  • The Collective
  • dfree® Online Academy
  • Dfree Curriculum For Your Church & Community
  • Billion Dollar Challenge
HOW WE HELP
  • Books / Shop
  • Give Back
  • Contact us
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